As I came zooming down to the last week before my next paycheck, my excitement continued to grow. Each day I would check my balance, and it was the same, $105.91.
At the end of my first month of my Spending Fast (I get paid on the 20th of each month), I was going to have $105.91 extra to put toward one of my debts.
I was excited! I was thrilled! I was so proud of myself for having such a great first month!
And then it happened.
One day before I got paid, I got sick. Sick enough to go to the doctor. I have a $40 co-pay, and so I reconciled with the fact that I was now going to have $65.91 leftover. That was okay. I still had something leftover. Then the receptionist asked if I wanted to pay the rest of my balance, which was $45.39. I resignedly shook my head yes.
That left me with $20.52 extra.
Kind of a downer at first, but then I realized a few things. First, I had the money left at the end of the month to pay for something that suddenly came up. I didn't have to pay for it using my credit card, I didn't have to borrow from my savings account, and I didn't have to borrow against my loan.
Then I remembered a second silver lining. I still had grocery money and change I had taken to the bank to cash out. That totaled another $62.59. Well, it was $70.00 but I had an impulse buy yesterday. After being poked, prodded, and two shots later at the doctors' office, I decided to grab a Jimmy John's veggie sandwich and thinny chips on my way home. Eh, I'm a work in progress.
So overall, I ended up with a surplus of $83.11. My goal for the next month is to see how much more I can go beyond this first month. I love a challenge!
I'm a lover of life, an eternal optimist, and I have an intense desire to add value through simple living and positive vibes.