I was hacked! I got hacked! I am hacked!!!
I'm not up on the technical lingo, but I can tell you that I was shocked, mad, and freaked out when I discovered that my bank account got hacked.
I check my bank account almost daily, and I decided to give it a look last night since I used my debit card twice yesterday. I saw the deduction for my grocery store stop and the pending one for getting coffee at Scooter's for Jack and me.
And then I noticed another pending withdrawal, an amount for a surfboard in California. Hmmm, the last time I checked, I did not place an order for a surfboard. First, it's winter in Nebraska; and second, there's not a large body of water anywhere near me for surfing, not to mention I have no idea how to surf. So, this transaction definitely did not come from me.
Like I said, I was shocked, mad, and freaked out. It was a violation of my personal finances and I felt vulnerable. It's unsettling. It makes me want to go old school to write checks and pay in cash as much as possible. As much as I love the convenience of using my debit card, this incident certainly makes me wonder if it's worth it.
I'm certainly appreciative of the fact that I check my bank account almost daily to verify the purchases and bills I do pay through my debit card. I'm also relieved that my bank acted quickly to let me know that a new card would be issued and the account frozen until I activate my new one. As much as it bothers me that banks have to prepare for things like this to happen, I'm glad they do.
Feel free to share your story if something like this has happened to you.
I'm a lover of life, an eternal optimist, and I have an intense desire to add value through simple living and positive vibes.